0-10 Conservative
At this point in your life, you hate the prospect of losing money. Income investments such as cash and bonds will hold most appeal, and to a lesser extent high-yielding blue-chip shares.

11 - 20 Moderate
You are willing to accept muted returns if it means more protection for capital. Low-risk, low-return investments suit, and high-yielding blue chips may well be your favourite. 

21 - 30 Entrepreneurial
You can look through short-term volatility to the longer-term return potential. Growth assets like shares and property will be your cup of tea.

31 - 40 Aggressive
You want your returns to shoot the lights out and will risk all to get them. High-growth investments and even derivatives are you.

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